All intellectual property rights to material on the CABNZ site and sub-sites are owned by Citizens Advice Bureaux New Zealand Inc (“CABNZ”), or the material is used with the permission of the owner.  

Except as authorised by these terms and conditions, you may not copy, adapt, store, distribute or reproduce any part of this site without the written permission of CABNZ.

Copyright and other intellectual property rights exist in the CABNZ name and trademark, in suppliers’ trademarks and in other materials which are produced on the site.  Unauthorised use of that material is unlawful and may give rise to claims of intellectual property right infringement and rights to injunctive relief and damages.  

The content on this site may be reproduced for personal or non-commercial use without formal permission or charge, with acknowledgement of CABNZ copyright. For permission to use the information on this website for any other purpose, please contact us.

This website provides links to other sites. Permission to use copyrighted materials from other sites must be obtained from the copyright owner. 



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